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Support for start-ups

Geldscheine in einem großen Aufbewahrungsglas auf dem Boden

Especially in the early stages, entrepreneurs need more than just encouragement and moral support. The German government, the ERP Special Fund, the German Länder and the EU all provide support programmes for start-ups. Typically, these take the form of public development loans with favourable interest rates, long maturities and, in many cases, initial grace periods before the repayment obligations kick in. Click below for contact details and more information on the most popular programmes.

You can find further information (currently in German only) by clicking on the links below.

  1. German funding database – federal government, Länder, EU

    The German government’s online funding database provides a complete and up-to-date overview of funding priorities and responsibilities. It also offers specific information on funding criteria and application procedures.

  2. ERP start-up loan – StartGeld

    For investments and working capital. Can be obtained up to five years after setting up a business. Maximum amount: €100,000. Term of the loan: 5 or 10 years.

  3. ERP start-up loan – universal

    For investments and working capital. Can be obtained up to five years after setting up a business. Maximum amount: €25m per project. Term of the loan: up to 25 years.

  4. ERP start-up capital

    Subordinated loan to supplement own funds, up to a maximum of 45% (in former West Germany) or 50% (in former East Germany and Berlin) of eligible costs. For investments and working capital. Can be obtained up to three years after setting up a business. Maximum amount: €500,000.

If you have further questions on the support provided by the federal government and the Länder to start-ups in Germany, you can contact the advisory service of the Economic Affairs and Energy Ministry by phone (+49 30 18 615 8000) or e-mail (foederberatung@bmwi.bund.de).

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